Effective October 1, 1999 all Chapter 13 Bankruptcy cases for debtors living outside of Cook County in the Northern District of Illinois, Eastern Division, have are administered by the office of Glenn Stearns. My office was created to service the Collar Counties (Lake, DuPage, Kane, Will, Kendal, Grundy and LaSalle Counties).

Debtors must make their first Chapter 13 Plan payment 30 days after their plan was filed (or a maximum of 45 days after the case was filed, if the plan was filed late).

All payments must be made payable to Glenn Stearns, Chapter 13 Trustee and sent to my lockbox at:

Glenn Stearns, Chapter 13 Trustee

PO Box 2368

Memphis TN 38101 2368

Why Memphis? National Bank of Commerce provides excellent service to a large number of Chapter 13 Trustees nationwide and the mail time from Chicago to Memphis is about the same as from one location to another in the Chicago metro area. Figure on four to five days between the date the payment is postmarked and the date we post it to your case.

Do not send payments to my office. This will only delay the payment being credited to your account.

You must pay via money order, cashiers check or payroll deduction. No personal checks. Personal checks will not be processed by my bank and will be returned to you.

Write your name and case number on every payment.

If you pay via payroll deduction, have your payroll department send your payments to the above address.

Questions regarding your account status should be directed to my office at 630-577-1313. Case information is available on the World Wide Web at http://www.lisle13.com/. A user ID and password must be obtained from my office. You may obtain an application from my website.

Periodic reports showing six months receipt and disbursement history will be sent out on the following schedule:

Last Name:

O-S

T-Z

A-C

D-G

H-K

L-N

O-S

T-Z

A-C

D-G

H-K

L-N

Report sent:

Aug

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Apr

May

Jun

Jul

A written request for payoff amount requires us to perform an audit and may take up to 30 days.

It takes approximately 60 days from the time we receive your written payoff to issue your final discharge.

A request for permission to purchase an auto or real estate will be considered only after certain information (up to date household income and expenses and justification for incurring debt) is submitted to this office. Please provide pay stubs for the last two months to show total household income, a detailed list of household expenses, justification for incurring the debt and a detailed description of the item to be purchased (include your offer to purchase or owner’s offer to sell).